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May 21, 2026 4:13 PM

Embassy Bancorp, Inc. Announces Results of Operations as of and for the Three Months Ended March 31, 2026

BETHLEHEM, Pa., May 21, 2026 (GLOBE NEWSWIRE) -- On May 13, 2026, Embassy Bancorp, Inc. (OTCQX:EMYB) (the "Company") filed its Quarterly Report on Form 10-Q for the period ended March 31, 2026, a copy of which can be found at https://investors.embassybank.com/sec-filings/documents/default.aspx.

Highlights of the filing, which includes consolidated financial information of the Company and Embassy Bank For the Lehigh Valley (the "Bank"), the Company's wholly owned subsidiary, include:

Cash and cash equivalents on hand of $141.8 million at March 31, 2026, or 7.7% of total assets.

Deposits of $1.68 billion at March 31, 2026, an increase of $41.6 million from $1.64 billion at December 31, 2025. The Company does not have any brokered deposits.

There were no short-term or long-term borrowings outstanding as of March 31, 2026 or required during the quarter then ended.

Bank net interest margin (FTE) increased to 2.59% for the quarter ended March 31, 2026, up from 2.34% for the quarter ended March 31, 2025.

Bank cost of funds of 1.69% for the quarter ended March 31, 2026, down from 1.80% for the quarter ended March 31, 2025. ...

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