Lisa Jacobs, Funding Circle CEO, commented:"We delivered a standout performance in 2025, exceeding our expectations and hitting our 2026 revenue guidance a year early, and we supported more SMEs than ever before. Strong growth in the credit we extended led to revenue growth of 28% to £204m and profit before tax increasing to £20m, demonstrating the strong operating leverage and profitability of our platform.
"We've successfully executed against our strategy to deepen our engagement with SMEs and expand our multi-product offering, enabling us to meet more of our customers' needs. We now interact with a customer once every 38 seconds, putting us at the heart of their businesses as a trusted financial partner. Our 15 years of proprietary data and technology expertise are the foundation of our competitive advantage, allowing us to deliver a superior customer experience.
"Looking ahead, we see a significant opportunity to further grow our share of the SME finance market. Our confidence in the strength and scalability of our platform is reflected in the attractive new medium-term targets we are setting today. By becoming a more meaningful partner to our customers, we aim to not only grow our business but to support the next phase of growth across the UK's SME economy."
Group
FY 2025
FY 2024
£m
£m
Credit extended1
2,453
1,899
Assets under Management2
2,961
2,833
Revenue3
204.3
160.1
Profit before taxation (before exceptional items)
