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Dec 4, 2025 8:00 AM

Visa And Circle Team Up To Launch Vietnam's First AI PayLater Card

On Wednesday, Visa Inc. (NYSE:V), along with Pismo, signed a strategic deal with Circle Asia Technologies for expansion in Vietnam. Circle Asia Technologies is a credit-focused neobank based in Southeast Asia.

Details

The partnership will aid in launching the country’s first fully AI-driven PayLater card from Circle, which is designed to deliver greater transparency, personalization, and an improved user experience.

The AI-driven PayLater card is set to launch gradually in early 2026 and is being developed to address the core challenges behind Vietnam’s limited credit card adoption.

The offering will give users a fast, secure way to build credit, access instant approvals, make purchases ...