CHARLOTTE, N.C., Nov. 10, 2025 (GLOBE NEWSWIRE) -- Ginkgo Residential LLC ("Ginkgo"), a real estate investment and management firm focused on acquiring, renovating and operating multifamily communities across the Southeastern United States, today announced it has surpassed $25 million in short- and medium-term note issuances since launching its Ginkgo Notes program in June 2024. This unsecured debt program replaces an underutilized bank line of credit, backed by Ginkgo's portfolio of more than 7,500 multifamily units across the Carolinas. It has quickly become the firm's most popular investment vehicle in 2025.Ginkgo Notes have delivered investors' yields of up to 7.5% with durations ranging from one to twenty-four months. Designed with short-term flexibility in mind, the Notes enable investors to put idle capital to work while leveraging Ginkgo's proven track record. Issued at par with no fees, the product requires a minimum investment of $10,000. From a cost-of-capital perspective, proceeds from Ginkgo Notes are strategically deployed to fund value-enhancing construction projects and bridge new acquisitions. These notes are typically retired through mortgage financing, perpetual equity raises, asset sales or subsequent Ginkgo Notes issuances.

"We chose to extinguish our line of credit because it was prohibitively expensive ...