PayPal Holdings Inc. (NASDAQ:PYPL) stock gained on Tuesday after it announced an OpenAI collaboration, upbeat third-quarter 2025 results, and the initiation of a dividend plan.

PPL is in a favorable position. See the full breakdown here

The Venmo parent reported a quarterly revenue growth of 7% year-over-year to $8.42 billion, topping the analyst consensus estimate of $8.23 billion. 

The adjusted EPS was $1.34, beating the analyst consensus estimate of $1.20.

Also Read: PayPal Expands Honey With AI Shopping Tools To Turn Searches Into Purchases

Transaction Metrics And Margins

Total payment volumes rose by 8% year-over-year, reaching $458.1 billion in the quarter. However, payment transactions declined by 5%, totaling 6.3 billion.

On a trailing 12-month basis, the number of payment transactions per active account decreased by 6%, averaging $57.6.

The total number of active accounts increased by 1%, reaching 438 million. Sequentially, active accounts rose by 0.1%, or 0.3 million accounts.

The operating margin improved by 33 basis points to 18.1%. The adjusted operating margin decreased by 19 basis ...