Synchrony Financial (NYSE:SYF) reported better-than-expected earnings for the third quarter on Wednesday.

The company posted third-quarter 2025 net earnings of $1.1 billion, or $2.86 per diluted share, compared with $789 million, or $1.94 per share, a year earlier.

The results topped expectations, with EPS beating the $2.20 estimate and revenue of $4.72 billion exceeding the $4.69 billion forecast. Net revenue rose 0.2% year over year to $3.82 billion, while net interest income increased 2.4% to $4.72 billion.

"Synchrony's third quarter performance was highlighted by a return to purchase volume growth, driven by stronger spend trends across all five of our platforms, and continued strength in ...